What's Due Before Payday?
A calendar of every due date, a Due This Week widget, and an autopay flag on each bill.
Due This WeekFor Every Bill And Everyone Who Pays Them
What's Due Before Payday?
Rent, the electric, the phone, the car insurance, and twelve subscriptions you half remember. Bills Trak™ shows every bill and subscription coming due, catches price hikes and forgotten trials, and never asks for your bank login.
Got Bills? Track Them. Coming soon to the App Store for iPhone, and to Google Play for Android.
Rent·Mortgage·Electric·Water·Internet·Phone·Car Insurance·Streaming·App Subscriptions·Free Trials·Gym·Credit Card Fees·Warranties·Property Tax·Got Bills? Track Them.·
The Problem
The Bill Moments Every Household Knows.
Bills come by mail, email and app. Something gets missed, something goes up, and a trial you forgot turns into a charge.
What Am I Still Paying For?
Import a bank or card statement as a PDF or CSV. Bills Trak™ reads it on your phone and lists the repeat charges for you to confirm.
Statement ImportWhy Did This Go Up?
Each bill keeps what you expected and what you paid, and flags a price hike the month it happens.
Price-Hike FlagDid That Free Trial Turn Into A Charge?
Free-trial end reminders and annual renewal reminders, early enough to decide.
Trials And RenewalsDid It Actually Cancel?
A cancel-by date on every subscription, plus the confirmation number and a photo of the proof.
Cancel With ProofDid Anyone Pay The Electric?
Share bills with your household. Every payment shows who paid it, and a split rule does the math.
Who Paid ItWhere Did That Late Fee Come From?
Reminders with time chips, one-tap Paid with Undo, and a late-fee log so it shows up once, not twice.
Late-Fee LogIs The Card On File Expiring?
A nickname and expiry reminder for each card or account that pays a bill, and card annual-fee reminders.
Card Expirya month more than people guessed they spend on subscriptions: $219 itemized against an $86 guess.
Source: C+R Research survey of 1,000 U.S. adults, 2022, reported by The Motley Foolof people forgot they were still being charged for a subscription.
Source: C+R Research survey of 1,000 U.S. adults, 2022, reported by The Motley Foollow reviews of 9 bank-linked money apps mention the bank connection breaking.
Source: recent 1-3 star App Store reviews, read November 12, 2026What It Tracks
Every Bill. Every Subscription. One Place.
Twelve areas, all in one price, and not one of them needs your bank password.
Every Kind Of Bill
- Rent, mortgage, utilities, internet, phone, insurance and car payments
- Add by picker, with Custom at the top, or by voice
Every Subscription
- Streaming, apps, memberships and App Store subscriptions
- Found for you in a statement import, or added by hand
Dates And Rhythm
- Due date and how often, including Custom
- Several reminders per bill, and they keep reminding until it's paid
- A monthly calendar of every due date
Amounts And Changes
- Expected and actual amount for every bill
- A price-hike flag the month it goes up
- Totals by month, year and category
Paying, In One Tap
- Mark Paid in one tap, with Undo
- An autopay flag on each bill
- Which card or account pays it, by nickname
Account Details, Kept Safe
- Account numbers kept to the last 4 digits; more are blocked
- The website to pay it, never the password
- A photo or PDF of the bill
Money Leaks
- Forgotten charges found in the statement import
- A late-fee log
- Credit card annual-fee reminders
Free Trials And Renewals
- A reminder before each free trial ends
- Annual renewal reminders
Cancel With Proof
- A cancel-by date on every subscription
- The confirmation number and a proof photo
Insurance And Warranties
- Premiums, renewal dates and a rate-shop reminder
- Warranty end dates
The Whole Household
- Share with a partner or roommates, with who paid it
- Split rules: equal, percent or a fixed amount
- One household monthly total
Yours To Keep
- Export to a spreadsheet and PDF, and a backup that round-trips
- Back Up To iCloud, your own
- A Due This Week widget
What's Different
Built For Your Bills, Not Your Bank Login.
Bills Trak™ keeps the list. Your bank keeps the money. Nothing connects the two.
No Bank Login. Ever.
Some bill apps ask you to link your bank accounts. Bills Trak™ never asks, and nothing leaves your phone.
Statements Read On Your Phone
Import a PDF statement and the repeat charges are found right on your phone, then you confirm each one. None of the 26 bill apps we read describe that.
No Cap On Bills
Some free bill apps stop at 5 bills until you pay. Bills Trak™ has no limit and no ads.
Cancel With Proof
Keep the cancel-by date, the confirmation number and a photo, ready if a charge shows up again.
Split Fairly, See Who Paid
Equal, percent or fixed splits for partners and roommates, and every payment shows who paid it.
We Never Touch Your Money
No payments inside the app, no bill negotiation for a cut of your savings, no credit pitch.
How We Compare
Know What You're Signing Up For.
What popular bill apps charge and ask for, from their own App Store listings. Bills Trak™ has one price for every feature.
| App | Price | What To Know | In Bills Trak |
|---|---|---|---|
| Rocket Money | Free app; Premium $2.99-$9.99; Premium+ $15 a month | Asks you to link your accounts (“link them once”); bill negotiation is in Premium+ | No bank login, ever |
| Bills Organizer & Reminder | Free app; Unlimited $5.99, No Ads $3.99 | The free list stops at 5 bills | No limit, no ads |
| Bills Manager | Free app; Remove Ads $5.99 | Ads until you pay to remove them | No ads, ever |
| Bill Tracker Pro | $5.99-$11.99 a month or $17.99-$49.99 a year | The whole app is a subscription | 3 days free, then one price |
Prices from each app's U.S. App Store listing and in-app purchase list, read November 12, 2026; a range means the listing shows several price points. Each name belongs to its owner.
Private By Design. Yours To Keep.
- No Bank Login, No PasswordsAccount numbers stop at the last 4 digits, and passwords are never stored.
- On Your Phone And Your Own iCloudNo account to start, and backups go to your own iCloud.
- Export Everything, AnytimeA spreadsheet, a PDF and a backup that round-trips.
Bills Trak™
One Price. Every Feature. No Limits.
Launch prices end December 31, 2026. Then $5.99 a month, $59.99 a year or $199.99 one time.
Monthly Plan
$4.99 $5.99 a month
Launch price through December 31, 2026
Try It Free For 3 DaysAnnual Plan
$49.99 $59.99 a year
Launch price through December 31, 2026
Try It Free For 3 DaysLifetime Plan
$149.99 $199.99 one time
Founders price through December 31, 2026. We reserve the right to extend this offer at our discretion.
Try It Free For 3 DaysQuestions
Asked Before You Even Download It.
Can I bring my bills from Rocket Money, YNAB, Monarch or a spreadsheet?
Yes. Bring a statement as a PDF, CSV, OFX or QFX file, or your export from Rocket Money, YNAB, Monarch or your own spreadsheet; you review everything before it saves. And if an import for your app doesn't exist yet, we'll build it for you. Email the file type to help@billstrak.com.
Do I have to connect my bank?
No, never. Bills Trak™ has no bank login and no account linking. You add bills yourself or import a statement file.
Can it pay my bills?
No. Bills Trak™ reminds you, keeps the record and shows who paid. You pay the way you already do.
Can my partner or roommates use it?
Yes. Share your bills with your household, split them equal, by percent or a fixed amount, and see who paid each one.
Is there a free version?
Every plan starts with 3 days of everything, free. After that, one price unlocks every feature: no ads, no caps and no add-ons.
Will it give me money advice?
No. Bills Trak™ shows your own bills and totals. It gives no investment, credit or debt advice.
Is it in Spanish?
Yes. English and Spanish from day one, with more languages in a later update.
Got Bills? Track Them.
Coming Soon To The App Store And Google Play
Coming soon to the App Store for iPhone, and to Google Play for Android. Every plan starts with 3 days of everything, free.
App Store · Coming SoonGoogle Play · Coming Soon
Questions before then? Call us at 321-321-1100